Are you a first-time homebuyer and don't know where to start? Understandable, because buying a first home involves a lot. Rabobank is happy to help you on your way with a practical step-by-step plan, intended for existing homes.
Start your search with a good orientation. List your wishes and check with a financial advisor what the possibilities are within your budget.
Once you know what your wishes are and what you can borrow, you can truly start searching. Check websites like Funda.nl for available owner-occupied homes on the market.
You might not think of it right away, but sustainable living is becoming increasingly important. You can even get a discount on your mortgage interest rate if you make sustainable renovations to your home!
Found a home that suits you? Then you can start making an offer! You can have the property appraised to make a reasonable offer. The appraisal can be done on-site or via the Rabobank Calcasa Desktop Appraisal. A buying agent can also help you with this.
Has your offer been accepted? Congratulations! You can record the agreements made regarding the purchase in a (provisional) purchase contract.
Choose your mortgage carefully. You are taking out this loan for a long time, so it is important that the terms suit you well.
Choose your notary and have them draw up the mortgage deed and the deed of transfer.
Finally, the day has arrived! Together with your real estate agent, you check whether the house has been delivered as agreed, and afterwards, you pick up the keys at the notary's office. After signing the documents, you are officially a homeowner. Congratulations and enjoy your new home!
To go house hunting in a targeted way, it is good to know what you can borrow. Plan via this link Schedule a no-obligation First Home consultation with a Rabobank advisor and discover your options!
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